Current Personal Savings Rate
What is the Personal Savings Rate?
The personal savings rate measures the percentage of disposable income that Americans save rather than spend. A healthy rate is generally considered 6-8%.
Frequently Asked Questions
What is the current personal savings rate?
The personal savings rate is published monthly by the BEA as part of the Personal Income and Outlays report.
How much should I be saving?
Financial experts generally recommend saving 10-20% of income, with at least 3-6 months of expenses in an emergency fund.