Economic Insights Blog

Tech-heavy QQQ and broad-market VOO offer different paths to retirement savings. Here's how to pick the right one for your timeline.

Treasury yields are climbing, pushing mortgage rates above 6%. Here's how bond market moves hit your wallet and retirement plans.

Exploring how recent events in Venezuela influence U.S. economic stability via oil supply and geopolitical risk.

Cable was bloated, expensive, and ad-heavy — so Americans cut the cord. Streaming promised freedom, lower costs, and no commercials. Instead, consumers now face more ads, higher prices, and fractured subscriptions. Gen Z saw the pattern early: this wasn’t innovation — it was a reset of pricing power.

Strong growth and low unemployment suggest stability — but beneath the headlines, household balance sheets are carrying more strain than the economy can sustain indefinitely.

Tens of thousands of U.S. workers are losing their jobs in a new wave of AI-driven restructuring—at the exact moment household debt, delinquencies and housing costs are rising. The combination is creating a quiet but growing vulnerability across the American economy.

New eSNAP figures reveal an economy that looks stable at the top level but is showing growing stress beneath the surface. While growth and employment remain strong, housing, inflation, and household fragility metrics tell a different story—one of rising pressure on everyday Americans.

On the surface, the U.S. economy looks strong: growth is steady, unemployment is low, and markets are rallying. But beneath that optimism lies a growing dependency on credit, shrinking savings, and households stretched to their limits. America is running on resilience—and revolving debt.

As major U.S. companies slash thousands of jobs even while investing billions in artificial-intelligence projects, everyday workers are facing a shifting labour market. From tech engineers to non-tech staff, survivors are being asked to adapt fast—while millions wonder if their next job will exist at all.

As the cost of living rises faster than paychecks, American families are rewriting the rules of personal finance. Credit-card balances and “buy now, pay later” plans are surging, yet consumer confidence and spending remain surprisingly strong. The story of 2025 is one of tension between inflation, resilience, and a middle class determined not to fall behind.