housing

Extreme weather isn't just a climate story anymore. It's hitting New Yorkers in their wallets through flood damage costs, rising insurance rates, and crumbling infrastructure.

Refinance searches are spiking, but does the math hold up? Here's when a mortgage refinance actually saves you money in 2026.

While AI rewrites white-collar work, fire restoration careers are booming. Here's what the jobs pay and why disaster work is hard to automate.

Early corporate earnings season underscores a widening divide in U.S. consumer spending. Affluent households are splurging on cars, sneakers and everyday luxuries, powering profits at companies like Coca‑Cola, 3M and General Motors, while middle‑ and lower‑income consumers continue to pinch pennies amid high inflation and mortgage rates. With nearly nine in ten reporting S&P 500 firms beating expectations, markets remain buoyant, but the government shutdown’s data blackout and persistent tariff pressures leave policymakers guessing about the broader economy’s health.

The eSNAP dashboard shows a healthier overall score at 72/100, but household fragility, rising debt, and weak housing keep the economy at moderate risk.

In October 2, 2025, the eSNAP score fell sharply from 72 to 62. Here’s why — and why it reflects growing risks beneath the surface rather than an overnight collapse.

The eSNAP dashboard shows steady growth and controlled inflation, but rising debt and weak savings highlight household financial stress.